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Savings

A businessman’s hands show an investment growth chart representing his profits, possibly made through high-yield CDs or bump-up CDs.

High-Yield CDs vs Bump-Up CDs

Lots of financial products are available, including numerous types of certificates of deposit (CDs). Here’s how they differ and the pros and cons of each.

A senior woman seated at a laptop smiles at her mobile phone as she checks the balance in her online high-yield savings account.

What Is a High-Yield Savings Account and How Does It Work?

A high-yield savings account could be a great tool for growing your money. Here’s how it works to help you earn a better return.

A series of blocks spells out “savings” in front of stacks of coins and bills, representing high-yield savings accounts.

Using High-Yield Savings Accounts to Reach Your Goals

If you’re looking for ways to earn a better return on your money, consider the benefits of high-yield savings accounts.

The word “beneficiary” is spelled out on a stack of wooden blocks representing the security-building benefits of adding a beneficiary.

4 Benefits of Adding a Beneficiary to Your Account

Adding a beneficiary to your accounts might not be top of mind. But there can be many benefits to taking this simple step.

A businessman waters a plant shaped like an upward financial chart, surrounded by gold coins, to represent carefully tending to, preserving and growing his wealth.

Why True Wealth Preservation Requires Necessary Risks

Wealth degrades over time without interest, so it’s important for high earners to carefully invest or save money in high-interest accounts to offset that degradation.

A hand stacks coins on three separate blocks marked “low risk,” “medium risk” and “high risk” to represent portfolio diversification.

Inflation Uncertainty and Portfolio Diversification

Inflation is an inevitability for any economy, so it’s important to prepare for it. One valuable tool for achieving this is portfolio diversification.

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This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.

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