<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"nextPageMobile":false,"nextPageNumberMobile":-1,"nextPageUrl":"/articles/topics/financial-tips.23","prevPageNumber":21,"bottomArticles":[{"date":"Mon Jan 23 00:00:00 PST 2023","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2023/01/220848-CM-ChargeOff-SEOA-R1-Design.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","previewDescription":"Household credit card debt rose by $38 billion in the third quarter of 2022, reaching $0.93 trillion\u2014which represents a 15% year-over-year increase of $121 billion\u2014according to the Federal Reserve Bank of New York. Almost 3.7% of those credit card balances are now seriously delinquent, which means 90 days or longer past due.","title":"What Is a Charge-Off?","pagePath":"/articles/what-is-a-charge-off","imageAlt":"An invoice marked past due and a notification of an account being closed indicate a charge-off ","tags":["creditonebank:CreditBasics","credit-one-central-topics:financial-tips","credit-one-central-topics:credit-card"]},{"date":"Fri Jan 13 00:00:00 PST 2023","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2023/01/220845-CM-OpeningAnAcct-SEOA-FINAL.jpeg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","previewDescription":"Whether you\u2019re opening your first bank account or you\u2019ve had several before, it\u2019s good to know what you need to take to the bank (or your computer) before starting the process. Several official documents are usually required\u2014like official ID and proof of residence\u2014as well as an initial amount of money to deposit.","title":"What Do You Need to Open a Bank Account?","pagePath":"/articles/what-do-you-need-to-open-a-bank-account","imageAlt":"A teller helps a customer open a bank account","tags":["credit-one-central-topics:financial-tips"]},{"date":"Mon Jan 09 00:00:00 PST 2023","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/11/Paying_off_Holiday_Debt.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/marc-klein/jcr:content/data/master","previewDescription":"Even the best-laid budget plans can take a turn in the wrong direction around the holidays. The cost of gifts, decorations, food, events\u2014even that weekly peppermint latte\u2014can add up quickly. Then, before you know it, you\u2019ve spent more than you ever planned to.","title":"Paying Down Debt from Holiday Spending","pagePath":"/articles/paying-down-debt-from-holiday-spending","imageAlt":"A man in a holiday sweater reviews his bills, appearing to be stressed about how to pay down his holiday spending debt. ","tags":["credit-one-central-topics:holiday","creditonebank:FinancialPlanning","credit-one-central-topics:financial-tips","credit-one-central-topics:debt","credit-one-central-topics:budgeting","creditonebank:PersonalFinance"]}],"authorArticlesMobile":[],"prevPageMobile":true,"nextPage":true,"prevPage":true,"prevPageUrl":"/articles/topics/financial-tips.21","prevPageUrlMobile":"/articles/topics/financial-tips.21","prevPageNumberMobile":21,"topArticles":[{"date":"Wed Apr 05 00:00:00 PDT 2023","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2023/04/230139_DA_LBA_FinancialLiteracy_SEOA_header2400x1350_IR1.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","previewDescription":"They used to say kids would learn the \u201cthree Rs\u201d in school: that\u2019s reading, \u2018riting and \u2018rithmetic. But these days, plain old arithmetic (or math) isn\u2019t enough. Finances are in a mathematical world all their own, and financial literacy is the understanding and use of skills that promote a responsible relationship with money.","title":"How To Teach Financial Literacy","pagePath":"/articles/how-to-teach-financial-literacy","imageAlt":"A father teaches his daughter about financial literacy as they sit on the couch and put coins in her piggy bank","tags":["creditonebank:CreditBasics","credit-one-central-topics:saving-money","credit-one-central-topics:financial-tips","credit-one-central-topics:budgeting"]},{"date":"Wed Feb 15 00:00:00 PST 2023","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2023/02/230043-CM-ItemizedDeductionsRefresh-SEOA-FINAL.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","previewDescription":"The Internal Revenue Code contains more than 9,800 sections of tax law1, which may be why most Americans opt for the low-hassle standard deduction when it\u2019s time to file. Although it\u2019s more time consuming on the front end to itemize your tax deductions, you may be better off if you have high value deductions that you\u2019re eligible to claim. Here are a few things to know about filing federal taxes \u2013 and how credit cards can help you prepare them \u2013 before writing a check to Uncle Sam.","title":"Credit Cards and Itemized Deductions: What to Know Before Filing Your Taxes","pagePath":"/articles/credit-cards-and-itemized-deductions-what-to-know-before-filing-your-taxes","imageAlt":"A note on a statement reads \u201cTax Deduction\u201d to indicate sorting itemized deductions before filing taxes","tags":["creditonebank:CreditBasics","credit-one-central-topics:financial-tips","credit-one-central-topics:credit-card","credit-one-central-topics:tax"]},{"date":"Mon Feb 13 00:00:00 PST 2023","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/01/CE_10_Quotes_About_Credit_101316-Article-Image_2018_01-30_V1.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","previewDescription":"Ancient Greek playwright Sophocles wrote, \u201cWisdom outweighs any wealth.\u201d While this statement certainly rings true, it\u2019s also true that wisdom can play a major role in achieving wealth\u2014particularly when it comes to effectively managing your finances and credit.","subtitle":"Empowering Words of Wisdom on Money","title":"10 Famous Quotes About Finances & Credit","pagePath":"/articles/10-famous-quotes-about-finances-credit","imageAlt":"A man draws quotation marks on glass with a white marker before listing famous quotes about finances and credit","tags":["credit-one-central-topics:financial-tips","credit-one-central-topics:building-credit"]}],"lastPageNumberMobile":0,"currentPageNumber":22,"nextPageNumber":23,"lastPageNumber":29,"nextPageUrlMobile":"","articlesTopics":["financial tips","saving money","tax","credit card","building credit","holiday","debt","budgeting"],"currentPageNumberMobile":22}"/>
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