<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"nextPageMobile":false,"nextPageNumberMobile":-1,"nextPageUrl":"","prevPageNumber":6,"bottomArticles":[{"date":"Wed Jun 13 00:00:00 PDT 2018","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/104428 COC_40_101845-DebtStrategies.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","previewDescription":"Most folks who find themselves overwhelmed by debt didn\u2019t plan on being there. Which is why taking the opposite approach and having a solid plan to get out of debt makes good sense. But there are lots of debt-reducing strategies out there, so which one is right for you?","pagePath":"/articles/cool-debt-reduction-strategies","title":"Cool Debt-Reduction Strategies","imageAlt":"The snowball approach to getting out of debt","tags":["creditonebank:FinancialPlanning","credit-one-central-topics:debt","creditonebank:PersonalFinance"]},{"date":"Wed May 02 00:00:00 PDT 2018","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/104428 COC_11_PayDayLoans.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","previewDescription":"If you haven\u2019t been inside one, you\u2019ve almost certainly passed by one. They\u2019re those non-descript buildings typically adorned with brightly colored awnings or neon signs proclaiming \u201cPAYDAY LOANS\u201d to the world. You\u2019ll find them in most towns, large and small, in states where they\u2019re legal. In fact, according to a report by NBC news, there are now more payday lenders in the United States than McDonalds or Starbucks!","pagePath":"/articles/payday-loans-the-hard-truth-about-easy-cash","title":"Payday Loans: The Hard Truth About Easy Cash","imageAlt":"Warning sign: What you should know about Payday loans","tags":["credit-one-central-topics:debt"]},{"date":"Fri Sep 01 09:08:00 PDT 2017","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/02/104343 COC_54_101016DebtDenial.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","previewDescription":"Debt happens. For better or worse, it has become an undeniable part of modern American life. It can be unintended debt, such as medical expenses, which a recent study by the Kaiser Family Foundation and New York Times found affected nearly one in four adults ages 18-64 in the United States. Or it can be intentional debt, the kind many of us go into voluntarily in order to buy a home or car or pay for higher education.","pagePath":"/articles/no-more-denial-coming-to-terms-with-being-in-debt","title":"No More Denial: Coming to Terms With Being in Debt","imageAlt":"Couple at kitchen table calculating their debt","tags":["creditonebank:CreditBasics","credit-one-central-topics:debt"]}],"authorArticlesMobile":[],"prevPageMobile":true,"nextPage":false,"prevPage":true,"prevPageUrl":"/articles/topics/debt.6","prevPageUrlMobile":"/articles/topics/debt.6","prevPageNumberMobile":6,"topArticles":[{"date":"Mon Feb 10 00:00:00 PST 2020","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/01/prs328_102434 Pros and Cons of Cash Advance.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jorge-labrador/jcr:content/data/master","previewDescription":"Wondering how a cash advance works? Learn the process, fees, risks, and alternatives to avoid high-interest debt. See if a cash advance is right for you.","pagePath":"/articles/the-pros-and-cons-of-getting-a-cash-advance","title":"How a Cash Advance Works & Its Pros and Cons","imageAlt":"A woman inserts her credit card into an ATM. She may have researched cash advances and their pros and cons before deciding it was the right choice.","tags":["credit-one-central-topics:credit-card","credit-one-central-topics:financial-tips","credit-one-central-topics:debt","credit-one-central-topics:Savings"]},{"date":"Thu Jun 27 00:00:00 PDT 2019","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/104377_COC_39_102673_Plans_Paying_Back_Student_Loan.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/robert-lillegard/jcr:content/data/master","previewDescription":"Student loans are a hot-button topic these days. As of 2019, 44.5 million borrowers owe a total of $1.5 trillion, and the average borrower graduates owing $28,650. Most people can\u2019t repay a debt like this immediately, but don\u2019t despair. The good news is that graduates with a four-year degree earn an average of $399 more per week than those with some college but no degree, which should make it easier to pay off those loans. With some patience and pre-planning, you should be able to pay back your loans and meet your other financial priorities at the same time.","pagePath":"/articles/preparing-a-plan-for-paying-back-student-loans","title":"Preparing a Plan for Paying Back Student Loans","imageAlt":"Student loan debt can be a heavy burden on your shoulders","tags":["creditonebank:FinancialPlanning","credit-one-central-topics:debt","creditonebank:PersonalFinance"]},{"date":"Thu Jul 26 00:00:00 PDT 2018","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/01/prs102_Article-8.jpg","previewDescription":"If you were hoping to learn that, say, Wednesday is the best day to pay your credit card bill, we\u2019re sorry to disappoint you. In terms of days of the week, there really isn\u2019t a \u201cbest\u201d one on which to pay your bill. However, there is a date by which we highly recommend paying your bills, and that\u2019s the payment due date.","pagePath":"/articles/is-there-a-best-day-to-pay-your-credit-card-bill","title":"Is There a Best Day to Pay Your Credit Card Bill?","imageAlt":"Calculating how much is owed on a credit card bill","tags":["credit-one-central-topics:debt"]}],"lastPageNumberMobile":0,"currentPageNumber":7,"nextPageNumber":-1,"lastPageNumber":7,"nextPageUrlMobile":"","articlesTopics":["Savings","financial tips","credit card","debt"],"currentPageNumberMobile":7}"/>
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
