<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"nextPageMobile":false,"nextPageNumberMobile":-1,"nextPageUrl":"/articles/topics/credit-score.19","prevPageNumber":17,"bottomArticles":[{"date":"Mon Apr 02 08:54:00 PDT 2018","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/02/104343 COC_7_101362_confusingcreditterms.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","previewDescription":"If you\u2019ve ever read a credit card or loan application, you probably encountered more than a few words that seemed to be written in a separate language. Credit terms can be descriptive and self-explanatory at their best, but also unclear and confusing at their worst. Especially given most of us don\u2019t spend a lot of time perusing credit documents in our daily lives. What follows are 20 common credit terms most everyone should be familiar with. Doing so will hopefully save you some time and head-scratching the next time you review your statement, think about getting a new credit card, or dive into an article about credit.","title":"No More Confusion\u201420 Credit Terms Defined","pagePath":"/articles/no-more-confusion-20-credit-terms-defined","imageAlt":"Woman confused about credit and surrounded by imaginary quotation marks","tags":["creditonebank:CreditBasics","credit-one-central-topics:credit-score"]},{"date":"Thu Feb 08 13:08:00 PST 2018","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/104377_COC_4_101160_Credit_Score_Influence_Infographic.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","previewDescription":"Your credit score is a number that represents your creditworthiness to lenders. It is influenced by\u2014and can influence\u2014the following:","title":"What Affects Your Credit Score & What It Affects [Infographic]","pagePath":"/articles/what-affects-your-credit-score-what-it-affects-infographic","imageAlt":"What Affects Your Credit Score & What It Affects [Infographic]","tags":["credit-one-central-topics:credit-score","credit-one-central-topics:infographic"]},{"date":"Wed Dec 27 16:10:00 PST 2017","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/104428 COC_4_7_Credit_Myths_Debunked.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","previewDescription":"Myths have been used throughout history to explain the inexplicable, but credit is not some mysterious concept that can\u2019t be comprehended without tales not based in reality. A good credit score is not a unicorn, and you don\u2019t need King Midas\u2019 golden touch to establish and maintain good credit.","title":"Another 7 Credit Myths Debunked","pagePath":"/articles/another-7-credit-myths-debunked","imageAlt":"How to separate what is a credit fact vs what is a credit myth","tags":["credit-one-central-topics:credit-score"]}],"authorArticlesMobile":[],"prevPageMobile":true,"nextPage":true,"prevPage":true,"prevPageUrl":"/articles/topics/credit-score.17","prevPageUrlMobile":"/articles/topics/credit-score.17","prevPageNumberMobile":17,"topArticles":[{"date":"Thu Jun 21 08:40:00 PDT 2018","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/104428 COC_37_prs122_Article6.jpg","previewDescription":"Children are full of questions about most everything, including credit. From an early age, children can start to observe the different ways their parents pay for things and note that one of those ways involves using colorful, fun-looking cards! So, don\u2019t be surprised if they start asking you about those cards.","title":"What Your Children Need to Know About Credit and When","pagePath":"/articles/what-your-children-need-to-know-about-credit-and-when","imageAlt":"Father teaching his young children the importance of good credit","tags":["credit-one-central-topics:credit-score"]},{"date":"Thu Apr 05 14:43:00 PDT 2018","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/02/104343 COC_9_101507_typesofcredit.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","previewDescription":"The concept of credit is relatively simple: A borrower receives money or goods now with a promise to pay a lender back later, typically with interest to compensate the lender. But credit is not just a single monolithic thing. Did you know there are actually three main types of credit that show up on your credit report and are used to calculate your credit score?","title":"The Big Three: Different Types of Credit","pagePath":"/articles/the-big-three-different-types-of-credit","imageAlt":"Couple with good credit closing the deal on a brand new car at a car dealership","tags":["creditonebank:CreditBasics","credit-one-central-topics:credit-score"]},{"date":"Mon Apr 02 10:20:00 PDT 2018","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/104428 COC_3_ABCs_Of_Credit.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","previewDescription":"Sometimes credit can seem like a foreign language. Learn the ABCs of credit in this informative infographic by Credit One Bank.","title":"The ABCs of Credit [Infographic]","pagePath":"/articles/the-abcs-of-credit-infographic","imageAlt":"The ABCs of Credit [Infographic]","tags":["credit-one-central-topics:credit-score","credit-one-central-topics:infographic"]}],"lastPageNumberMobile":0,"currentPageNumber":18,"nextPageNumber":19,"lastPageNumber":19,"nextPageUrlMobile":"","articlesTopics":["infographic","credit score"],"currentPageNumberMobile":18}"/>
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![The ABCs of Credit [Infographic]](/content/dam/cob-corp-acquisition/images/articles/2021/03/104428 COC_3_ABCs_Of_Credit.jpg?imwidth=360)
![What Affects Your Credit Score & What It Affects [Infographic]](/content/dam/cob-corp-acquisition/images/articles/2021/03/104377_COC_4_101160_Credit_Score_Influence_Infographic.jpg?imwidth=360)
