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A fanned-out pile of payment cards sits on a table with a credit card on top of the rest, representing the benefits of using credit cards over other cards.

The Benefits of Using Credit Cards Over Debit Cards

Credit cards and debit cards look and act a lot alike. So what are the benefits of using credit cards over debit cards?

A smiling woman with a plum-colored sweater and matching coffee cup holds her credit card in one hand while using her laptop, possibly managing her credit card account online.

4 Tips on Managing Your Credit Account

Getting a credit card is just step one. Here’s how to get the most out of your account while building credit at the same time.

An illustration shows three white paper airplanes flying to the right, as a fourth red airplane soars above and just past the rest with a small flame propelling it forward, symbolizing how someone with more available credit could boost their credit score compared to those with less.

How More Available Credit Could Boost Your Credit Score

There are lot of things that affect your credit score. But how much of an impact does your available credit have?

A credit card and roll of cash balance against each other on a set of scales, representing a balance transfer of money from one card to another.

How Balance Transfers Work

Balance transfers can help you limit interest charges and simplify payments. But they also come with some pros and cons you should be aware of.

A concerned couple reviews a financial statement at their kitchen table, which has several documents, a calculator, coffee pot and laptop on it. Perhaps they forgot a bill and are considering what happens when you make a late credit card payment.

What Happens When You Make a Late Credit Card Payment?

A late credit card payment can cause frustration and bring consequences. Let’s explore the potential fees, interest rate increases, and other effects of being late.

A woman, framed from the neck down, sits at a desk with coffee and a laptop while writing in a spiral notebook. She looks as if she may be checking items off a list, a useful tool for staying on top of credit card payments.

Staying on Top of Your Credit Card Payments

Making on-time payments is an essential part of a healthy credit score. Learning these tips can help you stay on top of your credit card payments.

Page 9 of 34

This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.

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