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A man sits in his living room, holding up a credit card while reviewing his statement with a concerned expression. He may have noticed something unfamiliar, like a negative balance.

What Is a Negative Balance on a Credit Card Statement?

Seeing a negative credit card balance might surprise you. But is it a bad thing? Learn what it means and what you can do.

A man and a woman sit on a sofa, while a laptop and paperwork lie on a coffee table. The man happily embraces the woman, who is holding up some paperwork, as if celebrating that they paid off some credit card debt.

How To Pay Off Credit Card Debt

If you’re in the process of paying off credit card debt, these tips can help you get there, while supporting your long-term financial health.

A 3D illustration of steps, culminating in an upward arrow at the top, represents the idea of taking steps to make progress.

12 Quick Steps That Could Improve Your Finances

A few quick steps can go a long way toward improving your finances. Check out these easy, effective tips.

A man sits at a table by the window looking at his laptop with pen in hand, perhaps getting ready to apply for a credit card.

How Do I Get a Credit Card? Applying and Getting Approved

Applying for a credit card is easy, but getting approved takes some strategy. Find out the requirements and considerations before submitting your next application.

Six hands each hold a credit card toward a restaurant server’s handheld point-of-sale system. If each person has a card that rewards dining out, they may be trying to maximize that benefit.

How to Use a Credit Card Wisely & Maximize Benefits

If you use your card strategically, you could take advantage of all sorts of benefits.

A young woman covers her face while sitting on her couch and holding a credit card in one hand, indicating that she may be confused or stressed about her credit.

Minimum Payments Myth & More Decoded: What 50% of U.S. Consumers Don’t Know About Managing Credit Wisely

Many people think they know a lot about credit. But as it turns out, there may be some crucial knowledge gaps among consumers.

Page 4 of 34

This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.

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