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A young man smiles and pumps his fist in excitement as he holds a new credit card while using his laptop.

Getting the Most Out of Your New Credit Card

How you treat your new credit card is crucial. It can mean the difference between a challenge with credit and a healthy financial life.

A young woman looks at her credit card and several past-due invoices, indicating her credit card may be charged off.

What Happens When a Credit Card Is Charged Off?

What happens when your credit card gets charged off? Discover the impact on your credit, how debt collection works, and steps to reduce the effects.

Two women are socializing at an outdoor picnic table, which has coffee mugs and a laptop on it. One woman holds up her credit card as if demonstrating the CVV number before she makes an online purchase.

What Does CVV on a Credit Card Mean?

Wonder what those mysterious three- or four-digit numbers on your credit card do? Those are CVV codes and they’re a small but mighty security feature.

A young woman uses her laptop while looking at her credit card as if she’s shopping online. Perhaps she’s making use of her credit card’s grace period.

What Is a Grace Period on a Credit Card?

Grace periods can help you avoid interest charges if you follow a few key rules. Find out how it works and when to pay what.

A man smiles as he looks at his laptop while holding a credit card. He may be making a credit card payment in his online bank or credit card account.

How Do Credit Card Payments Work?

Making credit card payments is simple enough. Understanding them and their impact is a little more complex. Here’s how they work — and affect your credit.

A man sits in front of his laptop with face in hands, looking exasperated as if he might be dealing with a hardship that credit card purchase protection could help with.

What Is Credit Card Payment Protection?

When the unexpected happens, credit card payment protection can help you stay on track. Find out the benefits, potential drawbacks, and how it works.

Page 2 of 34

This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.

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