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A woman pays for her monthly streaming subscription service with a credit card, possibly hoping to build credit.

Can Monthly Subscriptions Help To Build Credit?

Monthly subscription services come in a wide range of options, and can provide numerous benefits. But can a subscription also help you build credit?

Couple shopping with credit card purchase protection enabled

What Is Credit Card Purchase Protection?

It’s nice to know that your credit card purchases may have added coverage. But what is credit card purchase protection, and how does it work?

A man and a woman sitting and reviewing financial statements while applying for a credit card with bad credit

Can I Still Apply for A Credit Card with Bad Credit?

If bad credit makes you doubt whether you’ll be approved for a credit card, don’t worry. With some work, time and compromise, options are available.

Credit Wrecker: Miss Payment lounging on the couch

How Long Do Late Payments Stay on Your Credit Report?

One late payment can have a surprisingly big impact, but the next steps you take can make a massive difference.

A young woman at a laptop scowls as she looks at her credit card in one hand while holding her mobile phone in the other, likely wondering whether her credit utilization ratio is too high.

What Is a Credit Utilization Ratio?

Your credit utilization ratio might seem confusing, but it’s really just a simple equation. Here’s what it is and how it affects your credit score.

A couple reviewing the benefits of having a secured credit card.

What Is a Secured Credit Card and How Does It Work?

A secured credit card is easy to obtain and can substantially improve your credit score when used correctly. However, it is important to understand how they work and how to use them

Page 13 of 34

This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.

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