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Building Credit

A pen and a key lie on top of a rental agreement, the kind you’d fill out after a landlord confirms you have the credit score needed to rent an apartment.

What Credit Score Do You Need to Rent an Apartment?

You’ve found the perfect location, but is your credit in the right place? Find out what you need before you rent an apartment.

A young woman at a laptop scowls as she looks at her credit card in one hand while holding her mobile phone in the other, likely wondering whether her credit utilization ratio is too high.

What Is a Credit Utilization Ratio?

Your credit utilization ratio might seem confusing, but it’s really just a simple equation. Here’s what it is and how it affects your credit score.

A woman sits at a table, her head resting in her hands, conveying a sense of stress or deep contemplation as to how she can repair her damaged credit.

How To Repair Your Credit

There are many reasons that you may experience financial issues that damage your credit. However, there are also many options for repairing your credit.

A couple reviewing the benefits of having a secured credit card.

What Is a Secured Credit Card and How Does It Work?

A secured credit card is easy to obtain and can substantially improve your credit score when used correctly. However, it is important to understand how they work and how to use them

A young woman holds a credit card while looking at her smartphone, appearing thoughtful and possibly wondering if she can reopen a closed credit card.

Can You Reopen a Closed Credit Card?

Potentially reopening a closed credit card comes with some considerations. Find out the eligibility requirements, potential benefits, steps to take, and tips for success.

A man checks his credit card account on his laptop. He may compare similar terms like “credit limit” and “available credit” and ask “What does available credit mean?”

What Does Available Credit Mean?

You might be wondering what available credit means and if it’s different than your credit limit. Find out what it is and why it matters.

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This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.

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