Your request is being processed.

Please wait.

<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"nextPageMobile":false,"nextPageNumberMobile":-1,"nextPageUrl":"/articles/financial-planning.6","prevPageNumber":4,"bottomArticles":[{"date":"Thu Mar 25 00:00:00 PDT 2021","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/104429 COC_28_103222_YearEndFinancialChecklist.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jennifer-brozic/jcr:content/data/master","previewDescription":"Do you make financial decisions that impact important areas of your life without regularly reviewing your choices to ensure that they still meet your needs? If so, that could be a mistake. Your finances and personal circumstances are continually evolving, and a plan or product that meets your needs today may not be the best option down the road.","pagePath":"/articles/year-end-financial-checklist","title":"Year-End Financial Checklist","imageAlt":"Year-End Financial Considerations","tags":["creditonebank:FinancialPlanning","credit-one-central-topics:financial-tips","creditonebank:PersonalFinance"]},{"date":"Thu Mar 25 00:00:00 PDT 2021","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/104429 COC_38_103648_Jump Starting Better Financial Habits During COVID.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/tracy-scott/jcr:content/data/master","previewDescription":"Whether you\u2019re still hunkered down in your home or just spending less time out and about since the coronavirus pandemic, chances are you\u2019ve found yourself with some time to kill. And you can only binge watch so many movies and television series. So, if you\u2019re not using this newfound time to learn a new language or work on your great American novel, why not use some of it to develop something that may actually pay off once things get back to normal?\u2026.whatever \u201cnormal\u201d turns out to be. Why not take this opportunity to begin developing better financial habits?","pagePath":"/articles/using-the-covid-19-quarantine-to-develop-better-financial-habits","title":"Using the COVID-19 Quarantine to Develop Better Financial Habits","imageAlt":"Developing Better Financial Habits During the Coronavirus Pandemic","tags":["creditonebank:FinancialPlanning","creditonebank:PersonalFinance","credit-one-central-topics:budgeting"]},{"date":"Wed Mar 17 00:00:00 PDT 2021","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/03172021_Long_Term_Investments_In_Cash.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jennifer-brozic/jcr:content/data/master","previewDescription":"Many experts recommend keeping at least three to six months of living expenses in cash in an emergency fund that can be easily accessed in case of an unexpected setback such as a serious illness, injury, or job loss. But what about your long-term investments? How much\u2014if any\u2014should be in cash?","pagePath":"/articles/what-percentage-of-my-long-term-investments-should-be-in-cash","title":"What Percentage of My Long-Term Investments Should Be in Cash?","imageAlt":"Long-term investments in cash","tags":["credit-one-central-topics:investments","credit-one-central-topics:financial-tips","creditonebank:FinancialPlanning","creditonebank:PersonalFinance","credit-one-central-topics:Savings"]}],"authorArticlesMobile":[],"prevPageMobile":true,"nextPage":true,"prevPage":true,"prevPageUrl":"/articles/financial-planning.4","prevPageUrlMobile":"/articles/financial-planning.4","prevPageNumberMobile":4,"topArticles":[{"date":"Sun May 30 00:00:00 PDT 2021","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/104429 COC_9_102473 Health Savings Account.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jennifer-brozic/jcr:content/data/master","previewDescription":"A Health Savings Account (HSA) provides a tax-free way for those participating in a High Deductible Health Plan (HDHP) to save and pay for eligible health-related expenses. According to an America\u2019s Health Insurance Plans survey, 22 million Americans are taking advantage of the tax benefits HSAs offer.","pagePath":"/articles/7-things-you-should-know-about-health-savings-accounts","title":"7 Things You Should Know About Health Savings Accounts","imageAlt":"Woman using her health savings account to get a check-up by the doctor","tags":["credit-one-central-topics:saving-money","creditonebank:FinancialPlanning","creditonebank:PersonalFinance"]},{"date":"Wed May 26 00:00:00 PDT 2021","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/05/05262021_Staying Motivated to Pay Down Debt Article R1.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jennifer-brozic/jcr:content/data/master","previewDescription":"Maybe you recently lost your job or had an emergency pop up. Or you were busy trying to keep up with the Joneses and, before you knew it, you\u2019d accumulated significant debt. No matter what may have led to the current state of your finances, know that it is possible to reduce your debt and get them back on track.","pagePath":"/articles/how-to-stay-motivated-to-pay-down-debt","title":"How to Stay Motivated to Pay Down Debt","imageAlt":"Staying Motivated to Pay Down Debt","tags":["creditonebank:FinancialPlanning","creditonebank:CreditEducation","credit-one-central-topics:debt","credit-one-central-topics:budgeting","creditonebank:PersonalFinance"]},{"date":"Thu Mar 25 00:00:00 PDT 2021","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/104429 COC_12_102618 Student Aid.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","previewDescription":"There\u2019s no doubt that college can be expensive. In fact, the cost to go to college has been steadily rising about 8 times faster than growth in wages. As a result, student debt is now the largest non-housing debt in America, more than either credit card debt or auto loans.","pagePath":"/articles/taming-tuition-4-types-of-student-aid-to-consider","title":"Taming Tuition: 4 Types of Student Aid to Consider","imageAlt":"College student studying in the library","tags":["credit-one-central-topics:school","creditonebank:FinancialPlanning","creditonebank:PersonalFinance"]}],"lastPageNumberMobile":0,"currentPageNumber":5,"nextPageNumber":6,"lastPageNumber":11,"nextPageUrlMobile":"","articlesTopics":["Savings","school","financial tips","saving money","investments","debt","budgeting"],"currentPageNumberMobile":5}"/>

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Accept Mail Offer
See If You Pre-Qualify
For What's Ahead
Customer Service

Credit One Central

Credit Education
Personal Finance
Life Events
Financial Planning
Glossary

Home
Blank

Financial Planning

Woman using her health savings account to get a check-up by the doctor

7 Things You Should Know About Health Savings Accounts

A Health Savings Account (HSA) provides a tax-free way for those participating in a High Deductible Health Plan (HDHP) to save and pay for eligible health-related expenses.

Staying Motivated to Pay Down Debt

How to Stay Motivated to Pay Down Debt

Maybe you recently lost your job or had an emergency pop up. Or you were busy trying to keep up with the Joneses and, before you knew it, you’d accumulated significant debt. No matter

College student studying in the library

Taming Tuition: 4 Types of Student Aid to Consider

There’s no doubt that college can be expensive. In fact, the cost to go to college has been steadily rising about 8 times faster than growth in wages. As a result, student debt is now

Year-End Financial Considerations

Year-End Financial Checklist

Do you make financial decisions that impact important areas of your life without regularly reviewing your choices to ensure that they still meet your needs? If so, that could be a

Developing Better Financial Habits During the Coronavirus Pandemic

Using the COVID-19 Quarantine to Develop Better Financial Habits

Whether you’re still hunkered down in your home or just spending less time out and about since the coronavirus pandemic, chances are you’ve found yourself with some time to kill.

Long-term investments in cash

What Percentage of My Long-Term Investments Should Be in Cash?

Many experts recommend keeping at least three to six months of living expenses in cash in an emergency fund that can be easily accessed in case of an unexpected setback such as a

Page 5 of 11

This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.

Credit Cards

Browse Credit Cards
See If You Pre-Qualify
Accept Mail Offer
Application Status

Support

FAQs
Contact Us
Accessibility
Credit One Central

About Us

Company
Partnerships
Community
Careers
Testimonials

Credit One Bank Mobile App

Privacy
Terms of Use
Security & Fraud
Card Agreements

© 2026 Credit One Bank, N.A. All Rights Reserved. Member FDIC. This is a secure site.