Your request is being processed.

Please wait.

<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"nextPageMobile":false,"nextPageNumberMobile":-1,"nextPageUrl":"/articles/financial-planning.2","prevPageNumber":-1,"bottomArticles":[{"date":"Tue Jan 02 00:00:00 PST 2024","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2024/01/230545_CM_BeneficiaryBenefits_ART_FINAL.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","previewDescription":"Adding a beneficiary to your accounts might not be top of mind. But there can be many benefits to taking this simple step.","title":"4 Benefits of Adding a Beneficiary to Your Account","pagePath":"/articles/4-benefits-of-adding-a-beneficiary-to-your-account","imageAlt":"The word \u201cbeneficiary\u201d is spelled out on a stack of wooden blocks representing the security-building benefits of adding a beneficiary.","tags":["creditonebank:FinancialPlanning","credit-one-central-topics:financial-tips","credit-one-central-topics:investments","credit-one-central-topics:Savings"]},{"date":"Tue Dec 19 00:00:00 PST 2023","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2023/12/230574_DA_FinancialPlanningForBeginners_SEOA_Final.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","previewDescription":"Financial planning makes you the hero in your own journey as you map out how to find a treasure for your future.","title":"Financial Planning for Beginners","pagePath":"/articles/financial-planning-for-beginners","imageAlt":"A business man with a superhero\u2019s cape looks over the city as he considers his financial planning journey.","tags":["creditonebank:FinancialPlanning","credit-one-central-topics:financial-tips"]},{"date":"Thu Dec 07 00:00:00 PST 2023","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2023/12/230573_DA_LongTermWealthRisksLBA_SEOA_Final.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","previewDescription":"Wealth degrades over time without interest, so it\u2019s important for high earners to carefully invest or save money in high-interest accounts to offset that degradation.","title":"Why True Wealth Preservation Requires Necessary Risks","pagePath":"/articles/why-true-wealth-preservation-requires-necessary-risks","imageAlt":"A businessman waters a plant shaped like an upward financial chart, surrounded by gold coins, to represent carefully tending to, preserving and growing his wealth.","tags":["creditonebank:FinancialPlanning","credit-one-central-topics:financial-tips","credit-one-central-topics:investments","credit-one-central-topics:Savings"]}],"authorArticlesMobile":[],"prevPageMobile":false,"nextPage":true,"prevPage":false,"prevPageUrl":"/articles/financial-planning","prevPageUrlMobile":"/articles/financial-planning","prevPageNumberMobile":-1,"topArticles":[{"date":"Thu Apr 25 00:00:00 PDT 2024","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2022/12/DB-HighYieldVsBumpUpCD-ART-FINAL.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jim-holborow/jcr:content/data/master","previewDescription":"Lots of financial products are available, including numerous types of certificates of deposit (CDs). Here\u2019s how they differ and the pros and cons of each.","title":"High-Yield CDs vs Bump-Up CDs","pagePath":"/articles/high-yield-vs-bump-up-cds","imageAlt":"A businessman\u2019s hands show an investment growth chart representing his profits, possibly made through high-yield CDs or bump-up CDs.","tags":["creditonebank:FinancialPlanning","credit-one-central-topics:financial-tips","credit-one-central-topics:saving-money","credit-one-central-topics:Savings"]},{"date":"Mon Feb 19 00:00:00 PST 2024","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2024/04/240026_DA_BenefitsOfGoodCreditScoreRefresh_SEOA_Final.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","previewDescription":"Your credit score isn\u2019t just a number. It\u2019s a door to opportunity, and the higher your score, the wider that door opens. ","title":"What Are the Benefits of a Good Credit Score?","pagePath":"/articles/benefits-of-having-a-good-credit-score","imageAlt":"A man\u2019s hands hold his smartphone, currently displaying his good credit score, which is a great way to receive multiple benefits.","tags":["creditonebank:FinancialPlanning","credit-one-central-topics:financial-tips"]},{"date":"Fri Feb 02 00:00:00 PST 2024","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/104377_COC_13_article009_Financial-Goals_Approved.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","previewDescription":"Master the art of setting effective financial goals, unlock the path to monetary stability, and start achieving your aspirations with this comprehensive guide.","title":"How to Set Up Long-Term and Short-Term Financial Goals","pagePath":"/articles/5-strategies-for-achieving-your-financial-goals","imageAlt":"A mom lifts her young child high into the air, representing long-term financial goals for her family.","tags":["creditonebank:FinancialPlanning","credit-one-central-topics:budgeting","credit-one-central-topics:financial-tips"]}],"lastPageNumberMobile":0,"currentPageNumber":1,"nextPageNumber":2,"lastPageNumber":11,"nextPageUrlMobile":"","articlesTopics":["Savings","financial tips","saving money","investments","budgeting"],"currentPageNumberMobile":1}"/>

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Accept Mail Offer
See If You Pre-Qualify
For What's Ahead
Customer Service

Credit One Central

Credit Education
Personal Finance
Life Events
Financial Planning
Glossary

Home
Blank

Financial Planning

A businessman’s hands show an investment growth chart representing his profits, possibly made through high-yield CDs or bump-up CDs.

High-Yield CDs vs Bump-Up CDs

Lots of financial products are available, including numerous types of certificates of deposit (CDs). Here’s how they differ and the pros and cons of each.

A man’s hands hold his smartphone, currently displaying his good credit score, which is a great way to receive multiple benefits.

What Are the Benefits of a Good Credit Score?

Your credit score isn’t just a number. It’s a door to opportunity, and the higher your score, the wider that door opens.

A mom lifts her young child high into the air, representing long-term financial goals for her family.

How to Set Up Long-Term and Short-Term Financial Goals

Master the art of setting effective financial goals, unlock the path to monetary stability, and start achieving your aspirations with this comprehensive guide.

The word “beneficiary” is spelled out on a stack of wooden blocks representing the security-building benefits of adding a beneficiary.

4 Benefits of Adding a Beneficiary to Your Account

Adding a beneficiary to your accounts might not be top of mind. But there can be many benefits to taking this simple step.

A business man with a superhero’s cape looks over the city as he considers his financial planning journey.

Financial Planning for Beginners

Financial planning makes you the hero in your own journey as you map out how to find a treasure for your future.

A businessman waters a plant shaped like an upward financial chart, surrounded by gold coins, to represent carefully tending to, preserving and growing his wealth.

Why True Wealth Preservation Requires Necessary Risks

Wealth degrades over time without interest, so it’s important for high earners to carefully invest or save money in high-interest accounts to offset that degradation.

Page 1 of 11

This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.

Credit Cards

Browse Credit Cards
See If You Pre-Qualify
Accept Mail Offer
Application Status

Support

FAQs
Contact Us
Accessibility
Credit One Central

About Us

Company
Partnerships
Community
Careers
Testimonials

Credit One Bank Mobile App

Privacy
Terms of Use
Security & Fraud
Card Agreements

© 2026 Credit One Bank, N.A. All Rights Reserved. Member FDIC. This is a secure site.