Your request is being processed.

Please wait.

<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"nextPageMobile":false,"nextPageNumberMobile":-1,"nextPageUrl":"/articles/credit-education.8","prevPageNumber":6,"bottomArticles":[{"date":"Tue Mar 30 10:17:00 PDT 2021","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/02/104343 COC_28_102959_5reasonstogeta.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","previewDescription":"Credit cards are a bit like cars\u2014one will usually get you where you need to be, but a second could prove invaluable should there ever be problems with the first. Or it may simply provide a different kind of ride.","title":"Why Should You Get a Second Credit Card?","pagePath":"/articles/5-reasons-to-get-a-second-credit-card","imageAlt":"Should You Get a Second Credit Card?","tags":["creditonebank:CreditBasics","credit-one-central-topics:credit-card"]},{"date":"Tue Mar 16 08:43:46 PDT 2021","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/104366 How to Keep Credit Cards From Demagnetizing Article R1.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","previewDescription":"The magnetic stripe of your credit card contains a lot of sensitive data necessary to conduct a credit card transaction, such as the account number, the cardholder\u2019s name, the card expiration date, a service code, and even a card verification code, also known as a CVV (card verification value). Because information is stored magnetically via iron-oxide particles on that stripe, it can be susceptible to becoming demagnetized by magnetic fields given off by other magnet or electronics. Should your credit or debit card\u2019s magnetic stripe come in direct contact with\u2014or in close proximity to\u2014a strong enough magnetic field, those particles could become smeared or rearranged, rendering it useless. ","title":"How to Keep Credit Cards from Demagnetizing","pagePath":"/articles/how-to-keep-credit-cards-from-demagnetizing","imageAlt":"How to Prevent Your Credit Card from Demagnetizing","tags":["creditonebank:CreditBasics","credit-one-central-topics:credit-card"]},{"date":"Tue Feb 09 14:14:00 PST 2021","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/01/01042021_Pet Credit Card Infographic_Header.png","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","previewDescription":"What is a \u201cpet credit card\u201d? Depending on who you ask, you\u2019re likely to get multiple \r\ndefinitions. This infographic by Credit One Bank offers several options as to what someone \r\nmay mean when they refer to a \u201cpet credit card.\u201d","title":"What Is a Pet Credit Card? ","pagePath":"/articles/what-is-a-pet-credit-card","imageAlt":"Explaining Pet Credit Cards","tags":["credit-one-central-topics:credit-card","credit-one-central-topics:shopping","creditonebank:CreditBasics","credit-one-central-topics:infographic"]}],"authorArticlesMobile":[],"prevPageMobile":true,"nextPage":true,"prevPage":true,"prevPageUrl":"/articles/credit-education.6","prevPageUrlMobile":"/articles/credit-education.6","prevPageNumberMobile":6,"topArticles":[{"date":"Thu May 13 00:00:00 PDT 2021","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/05/05132021_Five Facts About Credit Limits.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jennifer-brozic/jcr:content/data/master","previewDescription":"Credit cards provide a convenient way to purchase goods or services. But having a credit card doesn\u2019t mean you can spend as much as you want without any limitations. Most all credit cards come with a credit limit, or credit line, which is the maximum amount of credit a credit card issuer extends to a card member. Once a card member reaches that limit, any additional attempts to make a purchase with that card will likely be declined.","title":"Five Facts About Credit Card Limits","pagePath":"/articles/five-facts-about-credit-card-limits","imageAlt":"Five Things to Know About Credit Card Limits","tags":["creditonebank:CreditBasics","credit-one-central-topics:credit-card","credit-one-central-topics:credit-score"]},{"date":"Thu Apr 29 00:00:00 PDT 2021","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/04/04282021_How to Lower Your Car Payment Article R1.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","previewDescription":"For many of us, a car will be the second most expensive purchase (after a home) we ever make. And the majority of us will finance that automobile purchase with a loan, which means having a car payment. Depending on how much of the car\u2019s purchase price you finance, the term length of the loan, and how long you keep the car, this could mean years of making a monthly car payment. ","title":"How to Lower Your Car Payment","pagePath":"/articles/how-to-lower-your-car-payment","imageAlt":"Ways to lower your car payment","tags":["creditonebank:CreditBasics","credit-one-central-topics:financial-tips","credit-one-central-topics:debt"]},{"date":"Fri Apr 09 11:21:21 PDT 2021","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/04/04092021_How_Do_Contactless_Payments_Work_Article.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","previewDescription":"A contactless payment occurs when you pay for something with a credit card, debit card, or mobile device without making physical contact (or making only minor physical contact, like touching) with a terminal. While contactless payments using digital wallet apps like Apple Pay, Google Pay, or Samsung Pay have become popular, we\u2019re going to confine our discussion in this article to contactless payments made with credit cards. The process and technology are similar with both methods.","title":"What Are Contactless Payments?","pagePath":"/articles/what-are-contactless-payments","imageAlt":"Contactless Credit Cards","tags":["creditonebank:CreditBasics","credit-one-central-topics:financial-tips","credit-one-central-topics:credit-card"]}],"lastPageNumberMobile":0,"currentPageNumber":7,"nextPageNumber":8,"lastPageNumber":11,"nextPageUrlMobile":"","articlesTopics":["infographic","financial tips","credit score","credit card","debt","shopping"],"currentPageNumberMobile":7}"/>

Accept Mail Offer
See If You Pre-Qualify
For What's Ahead
Customer Service

Credit One Central

Credit Education
Personal Finance
Life Events
Financial Planning
Glossary

Home
Blank

Credit Education

Five Things to Know About Credit Card Limits

Five Facts About Credit Card Limits

Credit cards provide a convenient way to purchase goods or services. But having a credit card doesn’t mean you can spend as much as you want without any limitations. Most all credit

Ways to lower your car payment

How to Lower Your Car Payment

For many of us, a car will be the second most expensive purchase (after a home) we ever make. And the majority of us will finance that automobile purchase with a loan, which means

Contactless Credit Cards

What Are Contactless Payments?

A contactless payment occurs when you pay for something with a credit card, debit card, or mobile device without making physical contact (or making only minor physical contact,

Should You Get a Second Credit Card?

Why Should You Get a Second Credit Card?

Credit cards are a bit like cars—one will usually get you where you need to be, but a second could prove invaluable should there ever be problems with the first. Or it may simply

How to Prevent Your Credit Card from Demagnetizing

How to Keep Credit Cards from Demagnetizing

The magnetic stripe of your credit card contains a lot of sensitive data necessary to conduct a credit card transaction, such as the account number, the cardholder’s name, the

Explaining Pet Credit Cards

What Is a Pet Credit Card?

What is a “pet credit card”? Depending on who you ask, you’re likely to get multiple definitions. This infographic by Credit One Bank offers several options as to what someone

Page 7 of 11

This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.

Credit Cards

Browse Credit Cards
See If You Pre-Qualify
Accept Mail Offer
Application Status

Support

FAQs
Contact Us
Accessibility
Credit One Central

About Us

Company
Partnerships
Community
Careers
Testimonials

Credit One Bank Mobile App

Privacy
Terms of Use
Security & Fraud
Card Agreements

© 2026 Credit One Bank, N.A. All Rights Reserved. Member FDIC. This is a secure site.