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Credit Education

A young girl shops in the mall with a credit card

How Old Do You Have To Be To Get a Credit Card?

Before 2009, you could pretty easily get a credit card at the age of 18. Now you can still technically have a credit card at 18, and it can even be your own account. But it has become

An hourglass projects the shadow of a dollar sign, signifying that a credit card has not been used in a long time.

What Happens if You Don’t Use Your Credit Card?

Oftentimes, when it comes to credit cards, questions revolve around the ins and outs of using your card and the many different topics that come from that use, such as credit

Bird’s-eye view of a man checking his laptop to see if he has pre-qualified without affecting his credit score

Does Pre-Qualification Affect Your Score?

If you find yourself tempted to “see if you pre-qualify” on a credit card company website, but you’re concerned about impacting your credit score, don’t worry. No, submitting a

A pre-approved credit card offer letter, which does not affect your credit score

Do Pre-Approved Credit Card Offers Affect Your Credit?

If you’ve received a pre-approved credit card offer, you’ll be happy to know that no, it doesn’t affect your credit score.

A woman looks confused with something on her credit card bill.

What is a Negative Balance on a Credit Card Statement?

A negative credit card balance is when your balance is below zero, appearing as a negative amount. While this may seem like a bad thing, it’s actually quite the opposite. This means

Close-up of someone calling the number on the back of their credit card.

How to Check if Your Credit Card is Active

To use your credit card to make purchases, it must be active and in positive standing.

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This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.

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