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<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"nextPageMobile":false,"nextPageNumberMobile":-1,"nextPageUrl":"","prevPageNumber":10,"bottomArticles":[],"authorArticlesMobile":[],"prevPageMobile":true,"nextPage":false,"prevPage":true,"prevPageUrl":"/articles/credit-education.10","prevPageUrlMobile":"/articles/credit-education.10","prevPageNumberMobile":10,"topArticles":[{"date":"Mon Apr 02 08:54:00 PDT 2018","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/02/104343 COC_7_101362_confusingcreditterms.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","previewDescription":"If you\u2019ve ever read a credit card or loan application, you probably encountered more than a few words that seemed to be written in a separate language. Credit terms can be descriptive and self-explanatory at their best, but also unclear and confusing at their worst. Especially given most of us don\u2019t spend a lot of time perusing credit documents in our daily lives. What follows are 20 common credit terms most everyone should be familiar with. Doing so will hopefully save you some time and head-scratching the next time you review your statement, think about getting a new credit card, or dive into an article about credit.","title":"No More Confusion\u201420 Credit Terms Defined","pagePath":"/articles/no-more-confusion-20-credit-terms-defined","imageAlt":"Woman confused about credit and surrounded by imaginary quotation marks","tags":["creditonebank:CreditBasics","credit-one-central-topics:credit-score"]},{"date":"Fri Sep 01 09:08:00 PDT 2017","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/02/104343 COC_54_101016DebtDenial.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","previewDescription":"Debt happens. For better or worse, it has become an undeniable part of modern American life. It can be unintended debt, such as medical expenses, which a recent study by the Kaiser Family Foundation and New York Times found affected nearly one in four adults ages 18-64 in the United States. Or it can be intentional debt, the kind many of us go into voluntarily in order to buy a home or car or pay for higher education.","title":"No More Denial: Coming to Terms With Being in Debt","pagePath":"/articles/no-more-denial-coming-to-terms-with-being-in-debt","imageAlt":"Couple at kitchen table calculating their debt","tags":["creditonebank:CreditBasics","credit-one-central-topics:debt"]},{"date":"Mon Sep 12 00:00:00 PDT 2016","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/02/104343 COC_56_article001UsingCreditCardsToRebuildCreditFull.jpg","previewDescription":"Credit challenges come in many forms: foreclosure, bankruptcy, or a costly medical emergency. Or maybe you just missed a few car payments during tough times. Bad credit happens to good people all the time. A run of bad luck can throw even the most responsible person into a financial free fall. Fortunately, learning how to build credit or rebuild your credit score is not as difficult as it may seem. In fact, one of the best ways to begin rebuilding is using small, everyday purchases to your advantage.","title":"How to Rebuild Your Credit With Credit Cards","pagePath":"/articles/rebuilding-your-credit-with-credit-cards","imageAlt":"Shopping for groceries at a grocery store","tags":["creditonebank:CreditBasics","credit-one-central-topics:credit-card","credit-one-central-topics:rebuild-credit"]}],"lastPageNumberMobile":0,"currentPageNumber":11,"nextPageNumber":-1,"lastPageNumber":11,"nextPageUrlMobile":"","articlesTopics":["rebuild credit","credit score","credit card","debt"],"currentPageNumberMobile":11}"/>

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Credit Education

Woman confused about credit and surrounded by imaginary quotation marks

No More Confusion—20 Credit Terms Defined

If you’ve ever read a credit card or loan application, you probably encountered more than a few words that seemed to be written in a separate language. Credit terms can be

Couple at kitchen table calculating their debt

No More Denial: Coming to Terms With Being in Debt

Debt happens. For better or worse, it has become an undeniable part of modern American life. It can be unintended debt, such as medical expenses, which a recent study by the Kaiser

Shopping for groceries at a grocery store

How to Rebuild Your Credit With Credit Cards

Credit challenges come in many forms: foreclosure, bankruptcy, or a costly medical emergency. Or maybe you just missed a few car payments during tough times. Bad credit happens

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This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.

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