<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"baseUrl":"/articles/author/tracy-scott","bottomArticles":[{"date":"Tue Feb 23 15:36:00 PST 2021","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/02/104343 COC_52_103878_usingacreditcardforgroceryshopping.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/tracy-scott/jcr:content/data/master","previewDescription":"Until human beings figure out how to survive without food, \u201cgroceries\u201d is one of those expense categories in your monthly budget that's here to stay. Yes, there are things you can do to save on groceries, such as shopping on certain days of the week, clipping coupons, buying in bulk, purchasing food that\u2019s in season, buying generic brands, and more. But did you know that how you pay for your groceries could also save you money?","title":"Using Credit Cards for Grocery Shopping","pagePath":"/articles/using-credit-cards-for-grocery-shopping","imageAlt":"Grocery Shopping with Credit Cards","tags":["credit-one-central-topics:credit-card"]},{"date":"Mon Apr 27 00:00:00 PDT 2020","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/02/104343 COC_40_103563_takingadvantageofbalancetransfer.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/tracy-scott/jcr:content/data/master","previewDescription":"One of the benefits credit cards offer is convenience. They make it easier to pay for everyday expenses and larger purchases that would otherwise require carrying a lot of cash. But, if you\u2019ve settled into making only the minimum required payment each month on your credit card, you may find you\u2019re paying an excessive amount of interest and your outstanding balance seems to be decreasing at a snail\u2019s pace. ","title":"Taking Advantage of Balance Transfers ","pagePath":"/articles/taking-advantage-of-balance-transfers","imageAlt":"Things to Consider with Balance Transfers","tags":["creditonebank:FinancialPlanning","credit-one-central-topics:credit-card","creditonebank:PersonalFinance"]},{"date":"Mon Mar 09 16:03:00 PDT 2020","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/104377_COC_58_103877_Giving_Back_to_Charity_with_Credit_Cards.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/tracy-scott/jcr:content/data/master","previewDescription":"One of the many benefits credit cards offer is convenience. While they\u2019re primarily known for the convenience they offer in purchasing and getting things, did you know they can also be extremely convenient for giving?","title":"Using a Credit Card to Donate to Charity","pagePath":"/articles/using-a-credit-card-to-donate-to-charity","imageAlt":"Donate to Charity with Credit Cards","tags":["credit-one-central-topics:credit-card"]},{"date":"Tue Mar 03 00:00:00 PST 2020","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/104429 COC_33_103450_Tax Deductible Interest.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/tracy-scott/jcr:content/data/master","previewDescription":"Interest charges can take a big bite out of most any budget. But did you know that certain interest payments could actually help lower your income tax bill? When you itemize eligible interest expenses on your federal income tax return, you may be able to keep more cash in your bank account by reducing your IRS tax liability.","title":"Which Types of Interest Are Tax Deductible?","pagePath":"/articles/which-types-of-interest-are-tax-deductible","imageAlt":"Tax-Deductible Interest","tags":["credit-one-central-topics:tax","creditonebank:FinancialPlanning","creditonebank:PersonalFinance"]},{"date":"Tue Dec 31 00:00:00 PST 2019","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/02/104343 COC_37_103229_overlookedcreditcardperks.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/tracy-scott/jcr:content/data/master","previewDescription":"There are several advantages credit cards offer over cash, including special perks that cash can\u2019t match. But these credit card perks are sometimes overlooked\u2014oftentimes because cardmembers aren\u2019t even aware that their credit cards offer them. Taking advantage of credit card perks and benefits could save you time, money, and maybe even a few hassles. The perks credit cards offer may vary by card and card issuer, but there\u2019s typically no additional charge to take advantage of these benefits\u2014they\u2019re either free or included as part of your credit card\u2019s annual fee.","title":"Credit Card Perks Sometimes Overlooked","pagePath":"/articles/credit-card-perks-sometimes-overlooked","imageAlt":"Credit Card Perks","tags":["credit-one-central-topics:credit-card"]}],"authorArticlesMobile":[{"date":"Tue Jan 03 00:00:00 PST 2023","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2023/01/220821-CMFinancialResolutionsForNewYear-ART-FINAL.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/tracy-scott/jcr:content/data/master","previewDescription":"Optimism can be contagious, but it doesn\u2019t always seem to be that way when it comes to New Year\u2019s resolutions. Every year, hopeful Americans resolve to change their lives for the better, and yet many goals fall by the wayside within months, or even just weeks.","title":"Financial Resolutions for the New Year","pagePath":"/articles/financial-resolutions-for-the-new-year","imageAlt":"A jar of coins and money showing financial resolutions for the new year","tags":["credit-one-central-topics:holiday","creditonebank:FinancialPlanning","credit-one-central-topics:financial-tips","credit-one-central-topics:debt","creditonebank:PersonalFinance"]},{"date":"Thu Mar 25 00:00:00 PDT 2021","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/104429 COC_38_103648_Jump Starting Better Financial Habits During COVID.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/tracy-scott/jcr:content/data/master","previewDescription":"Whether you\u2019re still hunkered down in your home or just spending less time out and about since the coronavirus pandemic, chances are you\u2019ve found yourself with some time to kill. And you can only binge watch so many movies and television series. So, if you\u2019re not using this newfound time to learn a new language or work on your great American novel, why not use some of it to develop something that may actually pay off once things get back to normal?\u2026.whatever \u201cnormal\u201d turns out to be. Why not take this opportunity to begin developing better financial habits?","title":"Using the COVID-19 Quarantine to Develop Better Financial Habits","pagePath":"/articles/using-the-covid-19-quarantine-to-develop-better-financial-habits","imageAlt":"Developing Better Financial Habits During the Coronavirus Pandemic","tags":["creditonebank:FinancialPlanning","creditonebank:PersonalFinance","credit-one-central-topics:budgeting"]},{"date":"Thu Mar 25 00:00:00 PDT 2021","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/03172021_Difference_Between_Jumbo_and_Regular_CDs.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/tracy-scott/jcr:content/data/master","previewDescription":"Certificates of deposit (CDs) could be a good investment option if you have a large sum of cash and a short-term savings goal. These federally insured, low-risk investments offer a predictable fixed rate of return and allow you to bypass broker commissions by investing directly with a bank or credit union.","title":"What\u2019s the Difference Between a High-Yield Jumbo CD and a Regular CD?","pagePath":"/articles/whats-the-difference-between-a-high-yield-jumbo-cd-and-a-regular","imageAlt":"Image of three shrimp on a stone plate","tags":["credit-one-central-topics:financial-tips","credit-one-central-topics:savings","credit-one-central-topics:investments"]}],"topArticles":[{"date":"Tue Jan 03 00:00:00 PST 2023","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2023/01/220821-CMFinancialResolutionsForNewYear-ART-FINAL.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/tracy-scott/jcr:content/data/master","previewDescription":"Optimism can be contagious, but it doesn\u2019t always seem to be that way when it comes to New Year\u2019s resolutions. Every year, hopeful Americans resolve to change their lives for the better, and yet many goals fall by the wayside within months, or even just weeks.","title":"Financial Resolutions for the New Year","pagePath":"/articles/financial-resolutions-for-the-new-year","imageAlt":"A jar of coins and money showing financial resolutions for the new year","tags":["credit-one-central-topics:holiday","creditonebank:FinancialPlanning","credit-one-central-topics:financial-tips","credit-one-central-topics:debt","creditonebank:PersonalFinance"]},{"date":"Thu Mar 25 00:00:00 PDT 2021","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/104429 COC_38_103648_Jump Starting Better Financial Habits During COVID.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/tracy-scott/jcr:content/data/master","previewDescription":"Whether you\u2019re still hunkered down in your home or just spending less time out and about since the coronavirus pandemic, chances are you\u2019ve found yourself with some time to kill. And you can only binge watch so many movies and television series. So, if you\u2019re not using this newfound time to learn a new language or work on your great American novel, why not use some of it to develop something that may actually pay off once things get back to normal?\u2026.whatever \u201cnormal\u201d turns out to be. Why not take this opportunity to begin developing better financial habits?","title":"Using the COVID-19 Quarantine to Develop Better Financial Habits","pagePath":"/articles/using-the-covid-19-quarantine-to-develop-better-financial-habits","imageAlt":"Developing Better Financial Habits During the Coronavirus Pandemic","tags":["creditonebank:FinancialPlanning","creditonebank:PersonalFinance","credit-one-central-topics:budgeting"]},{"date":"Thu Mar 25 00:00:00 PDT 2021","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/03172021_Difference_Between_Jumbo_and_Regular_CDs.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/tracy-scott/jcr:content/data/master","previewDescription":"Certificates of deposit (CDs) could be a good investment option if you have a large sum of cash and a short-term savings goal. These federally insured, low-risk investments offer a predictable fixed rate of return and allow you to bypass broker commissions by investing directly with a bank or credit union.","title":"What\u2019s the Difference Between a High-Yield Jumbo CD and a Regular CD?","pagePath":"/articles/whats-the-difference-between-a-high-yield-jumbo-cd-and-a-regular","imageAlt":"Image of three shrimp on a stone plate","tags":["credit-one-central-topics:financial-tips","credit-one-central-topics:savings","credit-one-central-topics:investments"]}],"lastPageNumberMobile":3,"currentPageNumber":1,"lastPageNumber":1,"articlesTopics":["financial tips","tax","savings","credit card","investments","holiday","debt","budgeting"],"currentPageNumberMobile":1}"/>
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