<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"baseUrl":"/articles/author/sean-p-egen","bottomArticles":[{"date":"Fri Apr 08 00:00:00 PDT 2022","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2022/04/220008_NAS_Awareness_INFO_Thumbnail.png","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","previewDescription":"As a financial services company, Credit One Bank is into numbers. But we\u2019re also the Official Credit Card of NASCAR® and big fans of racing. So, we combined our love of numbers and NASCAR racing to bring you 10 numbers that have contributed to making NASCAR the #1 motorsport in the country.","title":"NASCAR Numbers","pagePath":"/articles/nascar-numbers","imageAlt":"Fascinating NASCAR statistics and numerical facts","tags":["credit-one-central-topics:nascar","creditonebank:LifeEvents"]},{"date":"Tue Apr 05 00:00:00 PDT 2022","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2022/04/220177_CM_FreelanceFinanceTips_ART_FINAL.png","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","previewDescription":"These days, it seems like just about everyone has a side hustle. According to Side Hustle Nation, 45% of working Americans reported having one in 2022, which equates to roughly 70 million people.","title":"Going Freelance Full-time: 10 Tips for Success","pagePath":"/articles/going-freelance-full-time-10-tips-for-success","imageAlt":"Tips for Running a Freelance Business","tags":["credit-one-central-topics:jobs","creditonebank:LifeEvents","credit-one-central-topics:financial-tips","creditonebank:FinancialPlanning"]},{"date":"Tue Mar 29 00:00:00 PDT 2022","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2022/06/220295_CM_CCFraud_ART.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","previewDescription":"Do you get emails from addresses that you don\u2019t recognize? How about text messages from unfamiliar phone numbers? These are common phishing tactics made by fraudsters trying to get your credit card information, and these tips can help you protect yourself and your information.","title":"Preventing Credit Card Fraud","pagePath":"/articles/preventing-credit-card-fraud","imageAlt":"Tips for Preventing Credit Card Fraud","tags":["creditonebank:CreditBasics","credit-one-central-topics:financial-tips","credit-one-central-topics:identity-theft","credit-one-central-topics:fraud"]},{"date":"Mon Mar 28 09:30:14 PDT 2022","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2022/03/220202_CM_GasPrices_ART_Final.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","previewDescription":"It\u2019s official\u2014as of the writing of this article, the average price of a gallon of gas in the United States has reached an all-time high. This is on top of inflation reaching a 40-year high and supply-chain and labor issues from the coronavirus pandemic still lingering.","title":"12 Tips for Combating Record High Gas Prices","pagePath":"/articles/12-tips-for-combating-record-high-gas-prices","imageAlt":"Tips for Saving on Gasoline","tags":["creditonebank:LifeEvents","credit-one-central-topics:saving-money"]},{"date":"Thu Mar 10 08:18:25 PST 2022","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2022/03/220161-CM_HotHousingMarket_ART_FIN.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","previewDescription":"If you are shopping for a home, or have been recently, we don\u2019t need to tell you that things can be rough out there. Demand is up, inventory is low, and it\u2019s clearly a seller\u2019s market in many parts of the country.","title":"Finding and Buying a Home in a Seller\u2019s Market","pagePath":"/articles/finding-and-buying-a-home-in-a-sellers-market","imageAlt":"House Hunting Tips in a Seller\u2019s Market","tags":["credit-one-central-topics:investments","creditonebank:LifeEvents","credit-one-central-topics:financial-tips"]},{"date":"Tue Feb 08 16:21:22 PST 2022","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2022/02/105289_AMEX_CardCompare_ART_Header_2400x1350_FINAL.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","previewDescription":"If you\u2019ve ever been in the market for a credit card, you probably spent some time considering which type of credit card to apply for. Two of the most popular choices are American Express® and Visa®, but what exactly are the similarities and differences between the two, and why might you opt for one over the other?","title":"American Express or Visa\u2014Which Is Right for You?","pagePath":"/articles/american-express-or-visa-which-is-right-for-you","imageAlt":"A Comparison of American Express and Visa","tags":["creditonebank:CreditBasics","credit-one-central-topics:credit-card"]}],"authorArticlesMobile":[{"date":"Wed Aug 07 00:00:00 PDT 2024","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/02/104343 COC_45_103649_gettingcreditcardsafterbancruptcy.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","previewDescription":"Getting a credit card after bankruptcy will likely be much more difficult, and may not be a prudent decision in every case. However, it can be an effective way to rebuild positive credit. There are several things to consider when looking at credit cards after bankruptcy.","title":"Getting a Credit Card After Bankruptcy","pagePath":"/articles/getting-a-credit-card-after-bankruptcy","imageAlt":"How to Get a Credit Card After a Bankruptcy","tags":["creditonebank:PersonalFinance","creditonebank:LifeEvents","credit-one-central-topics:credit-card","credit-one-central-topics:building-credit"]},{"date":"Mon Feb 13 00:00:00 PST 2023","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/01/CE_10_Quotes_About_Credit_101316-Article-Image_2018_01-30_V1.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","previewDescription":"Ancient Greek playwright Sophocles wrote, \u201cWisdom outweighs any wealth.\u201d While this statement certainly rings true, it\u2019s also true that wisdom can play a major role in achieving wealth\u2014particularly when it comes to effectively managing your finances and credit.","subtitle":"Empowering Words of Wisdom on Money","title":"10 Famous Quotes About Finances & Credit","pagePath":"/articles/10-famous-quotes-about-finances-credit","imageAlt":"A man draws quotation marks on glass with a white marker before listing famous quotes about finances and credit","tags":["credit-one-central-topics:financial-tips","credit-one-central-topics:building-credit"]},{"date":"Thu Dec 15 14:08:00 PST 2022","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/02/104343 COC_58_article024.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","previewDescription":"Applying for credit can be a daunting process. From finding the right credit card or auto loan to filling out a mortgage application and waiting for approval, obtaining new credit takes time, careful consideration, and patience. Each time a lender accesses your credit score to make a decision, you run the risk of damaging your creditworthiness.","title":"Hard vs Soft Credit Checks: What\u2019s The Difference?","pagePath":"/articles/understanding-the-difference-between-hard-and-soft-credit-inquiries","imageAlt":"Financial Advisor Explaining Information to Couple","tags":["creditonebank:CreditBasics","credit-one-central-topics:credit-card","credit-one-central-topics:credit-report"]}],"topArticles":[{"date":"Wed Aug 07 00:00:00 PDT 2024","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/02/104343 COC_45_103649_gettingcreditcardsafterbancruptcy.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","previewDescription":"Getting a credit card after bankruptcy will likely be much more difficult, and may not be a prudent decision in every case. However, it can be an effective way to rebuild positive credit. 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