<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"baseUrl":"/articles/author/robert-lillegard","bottomArticles":[{"date":"Thu Jun 27 00:00:00 PDT 2019","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/104377_COC_39_102673_Plans_Paying_Back_Student_Loan.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/robert-lillegard/jcr:content/data/master","previewDescription":"Student loans are a hot-button topic these days. As of 2019, 44.5 million borrowers owe a total of $1.5 trillion, and the average borrower graduates owing $28,650. Most people can\u2019t repay a debt like this immediately, but don\u2019t despair. The good news is that graduates with a four-year degree earn an average of $399 more per week than those with some college but no degree, which should make it easier to pay off those loans. With some patience and pre-planning, you should be able to pay back your loans and meet your other financial priorities at the same time.","title":"Preparing a Plan for Paying Back Student Loans","pagePath":"/articles/preparing-a-plan-for-paying-back-student-loans","imageAlt":"Student loan debt can be a heavy burden on your shoulders","tags":["creditonebank:FinancialPlanning","credit-one-central-topics:debt","creditonebank:PersonalFinance"]},{"date":"Mon Apr 08 00:00:00 PDT 2019","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/104429 COC_8_102471 New Tax Laws.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/robert-lillegard/jcr:content/data/master","previewDescription":"You\u2019ve probably heard about the Tax Cuts and Jobs Act passed in 2018, but you may not have known this is the biggest tax reform in the last 30 years. The law covers a lot of ground, but here are some of the more notable changes that could affect you.","title":"How New Federal Tax Laws Could Affect You","pagePath":"/articles/how-new-federal-tax-laws-could-affect-you","imageAlt":"Woman reviewing the new federal tax laws","tags":["credit-one-central-topics:tax","creditonebank:FinancialPlanning","creditonebank:PersonalFinance"]},{"date":"Fri Mar 22 00:00:00 PDT 2019","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/104429 COC_7_102435 3 Budgeting Tips for New Parents.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/robert-lillegard/jcr:content/data/master","previewDescription":"Becoming a new parent is an exciting step. But children can be expensive to raise, so many parents worry about how they\u2019ll pay for diapers, formula, and other expenses. Here\u2019s what to expect for your budget when you\u2019re expecting.","title":"3 Budgeting Tips for New Parents","pagePath":"/articles/3-budgeting-tips-for-new-parents","imageAlt":"A father and mother holding their new born baby","tags":["credit-one-central-topics:saving-money","creditonebank:FinancialPlanning"]},{"date":"Tue Oct 30 16:01:00 PDT 2018","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/02/104343 COC_25_102617_historycreditbureaus.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/robert-lillegard/jcr:content/data/master","previewDescription":"The year was 1899. The Great Blizzard of 1899 hit America with snow, ice, and bitter temperatures falling as far south as Florida. Gold discovered in Nome, Alaska, kicked off the Klondike Gold Rush. In the White House, President William McKinley continued to deal with the Spanish-American War.","title":"An Abbreviated History of Credit Reporting","pagePath":"/articles/an-abbreviated-history-of-credit-reporting","imageAlt":"Man from 19th century writing with quill and pen - Emergence of Credit Bureaus in the 19th Century","tags":["credit-one-central-topics:credit-report"]},{"date":"Mon Aug 13 00:00:00 PDT 2018","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/01/prs253_102154-Help-My-IDs-Been-Stolen.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/robert-lillegard/jcr:content/data/master","previewDescription":"It\u2019s Tuesday morning, you\u2019ve just finished spin class, and you\u2019re rewarding yourself with a smoothie. As the cashier rings up your much-deserved smoothie, he frowns. Your credit card has been declined.","title":"Help! My Identity Got Stolen!","pagePath":"/articles/help-my-identity-got-stolen","imageAlt":"Man on the phone dealing with fraudulent activity on his credit card account","tags":["credit-one-central-topics:credit-report","creditonebank:FinancialPlanning","creditonebank:PersonalFinance","credit-one-central-topics:fraud"]},{"date":"Thu Jul 26 00:00:00 PDT 2018","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/104429 COC_1_102255 Valentine's Day on a Budget.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/robert-lillegard/jcr:content/data/master","previewDescription":"Pricey jewelry or a fancy night out may seem like a good way to celebrate Valentine\u2019s Day, but if you\u2019re on a budget, overspending can work against you. One of the biggest sources of stress in a long-term relationship is money. By planning a creative and inexpensive V-Day, you set yourselves up for staying together. Here\u2019s how to work the magic.","title":"Celebrate & Save: Valentine\u2019s Day on a Budget","pagePath":"/articles/celebrate-and-save-valentines-day-on-a-budget","imageAlt":"Couple cooking breakfast together","tags":["creditonebank:LifeEvents","credit-one-central-topics:budgeting","creditonebank:FinancialPlanning"]}],"authorArticlesMobile":[{"date":"Mon Jul 25 00:00:00 PDT 2022","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/02/104343 COC_22_8waystobuildcredit.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/robert-lillegard/jcr:content/data/master","previewDescription":"Your credit score makes a difference in so many areas of life, from the rates you pay for auto insurance to the kind of mortgage you qualify for. But young people often find it hard to build a credit history, which is a major contributor to your credit score. Here are eight ways to get started building a credit history.","title":"8 Tips on How to Build Credit When You're Young","pagePath":"/articles/8-ways-to-build-credit-when-youre-young","imageAlt":"Young man writing his future financial goals in a notebook","tags":["credit-one-central-topics:credit-score"]},{"date":"Fri Jan 07 00:00:00 PST 2022","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/104377_COC_34_102505_6_Ways_A_tax_refund_Brightens_Your_Future.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/robert-lillegard/jcr:content/data/master","previewDescription":"About 60% of American tax-filers expect to receive a tax refund this year, with the average refund amounting to just under $3,000 per person. While some tax pundits suggest reducing withholdings to make more of your money available to you throughout the year, many taxpayers look forward to tax season as an annual cash infusion.","title":"6 Ways a Tax Refund Could Brighten Your Financial Future","pagePath":"/articles/6-ways-a-tax-refund-could-brighten-your-financial-future","imageAlt":"A woman reviewing car engine repairs with a mechanic","tags":["credit-one-central-topics:tax"]},{"date":"Fri Nov 22 14:35:00 PST 2019","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/104377_COC_47_103449_Ways_to_Make_Tax_Refund_Work_For_You.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/robert-lillegard/jcr:content/data/master","previewDescription":"Approximately three-quarters of Americans get a tax refund each year, with the average refund totaling $3,000. If you\u2019re one of these lucky folks, consider developing a plan for the money you\u2019ll get back instead of just depositing it into your checking account and leaving it there\u2014or using it to buy stuff you don\u2019t really need. ","title":"6 Ways to Put a Tax Refund to Work for You","pagePath":"/articles/6-ways-to-put-a-tax-refund-to-work-for-you","imageAlt":"Putting Your Tax Refund to Work","tags":["credit-one-central-topics:tax"]}],"topArticles":[{"date":"Mon Jul 25 00:00:00 PDT 2022","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/02/104343 COC_22_8waystobuildcredit.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/robert-lillegard/jcr:content/data/master","previewDescription":"Your credit score makes a difference in so many areas of life, from the rates you pay for auto insurance to the kind of mortgage you qualify for. But young people often find it hard to build a credit history, which is a major contributor to your credit score. Here are eight ways to get started building a credit history.","title":"8 Tips on How to Build Credit When You're Young","pagePath":"/articles/8-ways-to-build-credit-when-youre-young","imageAlt":"Young man writing his future financial goals in a notebook","tags":["credit-one-central-topics:credit-score"]},{"date":"Fri Jan 07 00:00:00 PST 2022","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/104377_COC_34_102505_6_Ways_A_tax_refund_Brightens_Your_Future.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/robert-lillegard/jcr:content/data/master","previewDescription":"About 60% of American tax-filers expect to receive a tax refund this year, with the average refund amounting to just under $3,000 per person. While some tax pundits suggest reducing withholdings to make more of your money available to you throughout the year, many taxpayers look forward to tax season as an annual cash infusion.","title":"6 Ways a Tax Refund Could Brighten Your Financial Future","pagePath":"/articles/6-ways-a-tax-refund-could-brighten-your-financial-future","imageAlt":"A woman reviewing car engine repairs with a mechanic","tags":["credit-one-central-topics:tax"]},{"date":"Fri Nov 22 14:35:00 PST 2019","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/104377_COC_47_103449_Ways_to_Make_Tax_Refund_Work_For_You.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/robert-lillegard/jcr:content/data/master","previewDescription":"Approximately three-quarters of Americans get a tax refund each year, with the average refund totaling $3,000. If you\u2019re one of these lucky folks, consider developing a plan for the money you\u2019ll get back instead of just depositing it into your checking account and leaving it there\u2014or using it to buy stuff you don\u2019t really need. ","title":"6 Ways to Put a Tax Refund to Work for You","pagePath":"/articles/6-ways-to-put-a-tax-refund-to-work-for-you","imageAlt":"Putting Your Tax Refund to Work","tags":["credit-one-central-topics:tax"]}],"lastPageNumberMobile":3,"currentPageNumber":1,"lastPageNumber":1,"articlesTopics":["credit report","fraud","credit score","saving money","tax","debt","budgeting"],"currentPageNumberMobile":1}"/>
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