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Jim Holborow

Jim Holborow is a researcher, writer, and editor specializing in credit building and personal finance. As a contributor to the Credit One Bank knowledge base, Jim creates informative, engaging content good for boosting your credit IQ or just getting guidance on the go. He holds a BS in Marketing from the University of Nevada-Reno, with continuing studies in marketing analytics.

Posts By This Author

A businessman in an office holds the end of a long and flowing paper report, wondering how the length of his credit history impacts his credit score.

How Length of Credit History Impacts Your Credit Score

How long you’ve had credit affects your score. Learn how you can improve your credit age and potentially open more financial doors for your future.

A young businessman struggles to carry a large burlap bag with the word “Debt” on it, representing the large burden of carrying debt like the average person.

How Much Debt Is the Average Person In?

It’s natural to wonder how much debt other people carry. Knowing the answer can even help you manage and reduce your own debt.

A lock sits on a pile of credit cards to represent secured credit cards.

Secured vs. Unsecured Credit Cards: What’s the Difference?

Unsecured credit cards can offer more benefits than secured credit cards, but they may not be the right choice for your unique financial situation.

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This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.

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